Employee Benefits - Access Services : ASI

Employee Benefits

Employee Benefits
Access Services (Access) offers a comprehensive package of employee benefits such as medical, dental, vision, life insurance, flexible spending, deferred compensation opportunities and much more for qualifying employees. 
Coverage of insurance begins the first day of the month after 30 days of employment.  All full-time staff employees, and their eligible dependents may participate in Access’ comprehensive health coverage. These benefits include the following:

Health Insurance:
Participants may choose coverage for themselves and any eligible dependents, or to opt-out of the plan if they are covered by another employer sponsored plan.
Access pays 90% of the entire premium cost for HMO or 80% of the entire premium for PPO coverage for both employee and eligible dependents up to limits established by the Board of Directors.

  • Kaiser-Permanente (HMO & PPO)
  • Anthem (HMO & PPO)

Chiropractic/Acupuncture Coverage:
      HMO and PPO chiropractic and acupuncture coverage provides up to 20 visits per calendar year.

Dental Insurance:
The Prepaid Dental Benefit (DHMO) option provides basic care at no charge to the employee and other services at a low co-payment.
Indemnity Dental Benefits (DPPO) option provides basic care at no charge to the employee and other services at a payment of 90% on most usual and customary charges up to $2,500 per year.
Access pays 90% of the entire premium cost for DHMO or 80% of the entire premium for DPPO coverage.

  • MetLife Dental

Vision Insurance:
Comprehensive vision insurance (PPO) covers frames, lenses, contact lenses and exams. 

  • VSP

Life and Long-Term Disability Insurance:
Employer-paid Life Insurance provides an amount equal to the employee’s annual salary.  Premiums are 100% paid by Access for employees; dependents are not eligible for this benefit.  Employees may choose additional voluntary life insurance and pay the premiums through payroll deductions.
Employer-paid Long Term Disability Insurance provides up to 66% of salary for employees unable to work after a 90-day waiting period.  Premiums are 100% paid by Access for employees; dependents are not eligible for this benefit.

Long Term Care:
Employer paid Long Term Care Insurance provides basic coverage of $2,000 per month for qualified confinement to skilled nursing facility.  See plan for details.  Employees may choose additional coverage choices and pay the premiums through payroll deductions.

Supplemental Insurance:
Employees may elect any of several voluntary supplemental insurance policies and pay for the premiums via payroll deduction.  Employees may opt for supplemental insurance at any time.

  • AFLAC
  • Nationwide Pet Insurance
  • Norton LifeLock Identity Protection

Flexible Spending Accounts:
Access participates in Flexible Spending Accounts (FSA) as regulated by the Internal Revenue Service.  Employees can participate in FSA when they become benefit eligible (1st of the month following 30 days of hire) and during the open enrollment period (effective as of July 1 each year).

  • FSA Health
  • FSA Dependent Care

Paid Time Off (PTO):
All regular full-time employees accrue PTO from the first day of employment.  PTO is accrued according to the following accrual rate:

  • Twenty-two days per year for the first four years worked
  • Twenty-seven days per year beginning in the fifth year worked
  • Thirty-two days per year beginning in the ninth year worked

Holidays:
Twelve scheduled paid holidays per year.

  1. New Year’s Day
  2. Martin L. King Jr. Day
  3. Memorial Day
  4. Juneteenth
  5. Independence Day
  6. Labor Day
  7. Veterans Day
  8. Thanksgiving Day
  9. Day After Thanksgiving Day
  10. Christmas Day
  11. President’s Day
  12. Cesar Chavez Day

Retirement:
CalPERS (California Public Employees Retirement System)

  • Classic members are 2% at age 60.

100% employer-paid prior to January 1, 2013.

The employer contribution rate for Classic Members is 10.15%.

  • PEPRA members are 2% at age 62.

The PEPRA member contribution rate is 7.75% effective July 1, 2023.

The employer contribution rate for PEPRA members is 7.87%.

MissionSquare Retirement
403 (b)(7) defined contribution retirement plans and 457 (b), deferred compensation retirement plans. Currently there is no employer contribution.

Transportation Reimbursement:
Monthly reimbursement for transit passes up to Metro’s Zone 2 (Los Angeles County) through payroll. 

Education Assistance:
Educational assistance is available for full-time employees following six months of continuous staff employment and must be pre-approved in accordance with Access' policies.

Employee Assistance Plan:
Access provides employees with confidential resources through an Employee Assistance Plan (EAP).  The plan offers free and discounted services for work-life balance, elder care, childcare, eating disorders, marriage and family counseling, and some legal matters such as wills or living trusts.

Employee Wellness
Access strives to support employees and their well being. Access is partnered with WOLIBA, a modernized wellness program aimed at improving work-life balance.